Good CIBIL score is a financial indicator of how you manage your funds and it also keeps you ahead of the competition.
CIBIL score of 850+ is a dream for lot of us , isn't it ?Well I am 121 points away from the same .
Ways to Improve CIBIL score:-
1. Pay all loans on time.
2. Never use more than 30 percentage of your credit card allocated limits .
3. Your address if it is common for all financial activities - will keep you ahead of the race .
4. Don't take loans if not needed.
5. I pay in different installments of the whole emi and I see the green 💚 signal getting further ticked .
Disadvantage of Bad CIBIL score - If you want to start a business or you need a bigger loans in the future, you would be rejected by the financial institutions.
What is your chosen methods for upkeep of a good cibil score? Do share with us.
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